If you’re a low to middle-income earner and make after-tax super contributions, you may be eligible for a matching contribution from the government, called a co-contribution. The government will work out how much you are entitled to when you lodge your tax return. If you’re eligible, the government will pay the co-contribution directly to your fund. A reminder that interest doesn’t count towards this $1. Until 30 September 2025, all you need to do is have a Spend account and deposit $500+ per month into any Spend, Bills, or Save accounts (not including internal transfers) to get the bonus interest rate. From 1 October 2025, the way you qualify for bonus interest is changing.
The welcome rate offer shown on our website changes from time to time. Customers may receive different welcome rates depending on when they apply for their account. Once you’ve opened your first savings account, your welcome rate can be found by logging into Macquarie Online Banking or the Macquarie Mobile Banking app. No monthly account keeping fees, no ATM withdrawal fees, no fees for everyday banking. Maximise your financial gains with our savings accounts. Enjoy competititve rates, easy access, and the confidence that your savings are secure.
Grow your savings with our high variable interest rate account. The payments, called concessional contributions, are taxed at 15%. For most people, this will be lower than their marginal tax rate. You benefit because you pay less tax while you boost your retirement savings.
Instant access
Before making a decision about any of our products or services, please read all the terms and conditions and consider whether the product or service is right for you. There are different types of savings accounts for different saving goals and needs. Choose a savings account with bonus interest or a fixed introductory rate to meet your short- or long-term savings needs. Been testing a few casinos accept PayID deposits, and this one’s my top pick. I deposited $50, get a 100% bonus + 50 FS, and cashed out $180 after meeting the x35 wager. Once you deposit $2,000 or more into your Everyday Global Account, you’ll qualify for 2% cashback on eligible tap and pay dragon link tips purchases under $100@accounts-2percent-cashback.
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The additional variable rate is not payable in conjunction with any other promotional rate. When we assess whether you’ve met this balance growth requirement, interest earned in the current month is not taken into account. HSBC Premier eligibility criteria applies, and is set out in the HSBC Premier Service Guide (PDF). Eligibility criteria remains at HSBC’s absolute discretion.
That’s why our award winning accounts are designed to be just that. Find out why over 175,000 Australians are choosing to bank with us every day. The updated Bank First App brings you a range of new features including an easier way to set up savings goals and a streamlined menu. Update your app today to start enjoying the new features. Please refer to ANZ Personal Banking Account Fees and Charges (PDF) for fees and charges that apply.
- Get some no obligation, friendly support and book an appointment to speak with a Home Loan Specialist today.
- Refer to ANZ Saving & Transaction Products Terms and Conditions (PDF).
- Discover our library of helpful tools to manage your savings, set goals, and achieve more.
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ONLINE SAVINGS ACCOUNT FOR SHORT-TERM SAVERS
Choose from everyday, savings and term deposit bank accounts, or get integrated transact and save accounts from ANZ Plus, designed to help you spend less and save more. Stepped interest is payable on deposits in Macquarie Transaction & Savings Accounts based on your balance. Each rate applies to the portion of the total balance that falls within that balance bracket.
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